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About Sheriff Sales
Sheriff’s Sales are Mortgage Foreclosures where a judgment has been entered through the court. Tax Sales are when property owners do not pay their property taxes and are completely different than Sheriff’s Auctions.
Bidding is open and progressive starting at the 1st Judgment amount, unless otherwise determined by the Plaintiff or his Attorney. Bids may start lower than the judgment amount, but the Sheriff has no knowledge of what bidding instructions the Plaintiff has given his representative. Financial institutions will NOT give you that information. Therefore, the Sheriff requires bidders to have the 1st Judgment amount in order to bid. You must speak with the Sheriff’s Deputy prior to the sale if you intend to bid. You will need to produce cash or certified check in the amount of the 1st judgment, or you will not be able to bid.
The calculations for judgments will be available for viewing approximately one week prior to sale.
Bids must be in the form of CASH OR CERTIFIED CHECK. They do not accept letters of credit from a financial institution. There are usually no exceptions. All checks are to be payable to the COUNTY SHERIFF. If you are the successful bidder and your final bid is greater than the 1st Judgment, you have until 4:00 the same day to produce the balance. If you are the successful bidder and your check is greater than your successful bid, the Sheriff will usually write you a check for the surplus.
NOTICES OF SALE:
Notices of Sale are published at least 30 days prior to sale on any given week day. Notices are available for public viewing at the office during business hours. (They do not make copies.) Notices are posted in the Township where the property lies, (this could be on a telephone pole), and at the County Courthouse. ALL SALES MAY BE CANCELLED RIGHT UP UNTIL THE TIME OF SALE.
AVAILABILITY TO INSPECT PROPERTY:
Property being foreclosed upon is still in the hands of the property owner until sold at Sheriff’s Sale. Therefore, you will not have the opportunity to inspect the property which may be owner occupied.
OTHER LIENS ON FORECLOSED PROPERTY:
The Sheriff has no knowledge of any other liens on properties other than what is listed in the judgment order. Prior to sale, you may go to the main Clerk’s office in the Courthouse, with the cause number that is listed on the Notice of Sale, and ask them to pull the file. There you will be able to look at the actual judgment order. If you are unfamiliar on how to research liens, the Sheriff recommends that you pay a title company to perform this task for you. If you buy property at Sheriff’s Sale it is a risk. The Sheriff does not guarantee clear title. You need to contact an attorney for advice on whether you would or would not be responsible for liens on a foreclosed property. They cannot give legal advice.
AFTER THE SALE:
If you are the successful bidder, it will take one to two weeks to obtain a Sheriff’s Deed. If the property is still occupied and you need the Sheriff’s assistance in removing the occupants, you must file for a WRIT OF ASSISTANCE usually obtained with the help of an attorney. The Sheriff will serve the writ and then remove the occupants if necessary. The Sheriff will stand by while you secure the property.
Some of the more common auction items include:
used autos • marine vehicles • jet skis • aircrafts • homes • real estate • commercial property • farm equipment • industrial • business • electronics • computers • antiques • art • coins • stamps • appliances • guns • travel • collectibles • clothing • crafts • boats • bikes • motorcycles • mobile homes • jewelry • toys • cars • trucks • mopeds • bicycles • cameras • televisions • clocks • furniture • unclaimed property • abandoned property • personal property • office furniture • condominiums • town homes • commercial property • vacant land • single family homes • machinery • tools • hardware • building supplies
and much, much more...
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